Ripple Doubles Down on Stablecoins with Rail Acquisition

Crypto giant Ripple strategically acquires stablecoin platform Rail for $200 million, aiming to expand its presence in the burgeoning stablecoin market.

Author
Branden Chen
Senior Crypto AnalystAugust 7, 2025
Bitcoin trading chart with upward trend

Ripple Strengthens Stablecoin Ambitions with Rail Acquisition

Ripple has announced its acquisition of Rail, a Toronto-based stablecoin platform, for a reported $200 million. This move signals Ripple's increasing focus on the stablecoin sector and its ambitions to become a major player in global payments.

Rail is known for its RLUSD stablecoin, pegged 1:1 to the US dollar. The acquisition is expected to close in the fourth quarter of 2025, after which RLUSD would be integrated into the Ripple ecosystem.

Key Highlights

  • Strategic Acquisition: Ripple's acquisition of Rail demonstrates a clear strategic push into the stablecoin market.
  • RLUSD Integration: The RLUSD stablecoin will be integrated into Ripple's existing infrastructure.
  • Global Payments Focus: Ripple aims to leverage Rail's technology to facilitate faster and more efficient international business payments.

Rail CEO Bhanu Kohli has projected that Rail is forecasted to process over 10% of the $36B global B2B stablecoin payments in 2025. Ripple expects to benefit greatly from Rail's extensive banking network and technology stack.

Ripple launched RLUSD in December 2024, ahead of the GENIUS Act becoming law. With a current market cap of only $612 million, RLUSD has room to grow into its potential.

Investment Considerations

As always, investors should consider their risk tolerance and investment timeline before making allocation decisions. Bitcoin remains a volatile asset despite increasing institutional adoption.

This article is for informational purposes only and should not be considered investment advice. Always consult with a qualified financial advisor.

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