SoFi Democratizes Access to Private Markets with New Funds

SoFi Technologies is shaking up the investment landscape by offering new private-market funds that provide exposure to coveted startups like OpenAI and SpaceX. This move significantly lowers the barrier to entry for everyday investors.

Key Takeaways

• Accessibility: SoFi is launching new funds focused on private companies, including AI leaders like OpenAI and space pioneers such as SpaceX.
• Low Minimums: Investment minimums start at just $10, making these opportunities available to a broader range of investors.
• Diverse Sectors: The funds span various high-growth sectors, including AI, machine learning, space technology, healthcare, e-commerce, and fintech.
• Market Reaction: SoFi's stock (SOFI) experienced a positive bump, reflecting investor enthusiasm for the initiative.

Democratizing Private Equity

Traditionally, investing in private companies has been reserved for high-net-worth individuals and institutional investors. SoFi's new funds aim to democratize this space, allowing retail investors to participate in the potential upside of these innovative companies.

With investment minimums as low as $10, these funds are significantly more accessible than SoFi's existing Cosmos Fund, which requires a $25,000 minimum investment for SpaceX exposure.

SoFi is partnering with asset managers Cashmere, Fundrise, and Liberty Street Advisors to manage these new funds. CEO Anthony Noto emphasizes that SoFi is “expanding alternative investment opportunities for a new generation of investors.”

Market Performance

SoFi's stock responded positively to the news, rising nearly 4% on Tuesday. The company has seen substantial growth in 2025, adding close to a third of its value year-to-date. The S&P Futures, Dow Futures, Nasdaq Futures, and Russell 2000 Futures all show minor negative movement. Top gainers include QuantumScape Corporation and Progyny, Inc., while top losers include Sunrun Inc. and Hecla Mining Company.

Robinhood's Tokenized Offerings and OpenAI's Response

Notably, Robinhood recently announced plans to offer "tokenized" stakes in OpenAI and SpaceX to European users. However, OpenAI has distanced itself from this initiative, stating that these tokens are not OpenAI equity and that the company was not involved in or endorsing the offering.